The town which was crowned king of the best auto insurance rates in the Dayton-Cincinnati area: Carlisle, Ohio
In all our comparisons the rating factors were the same except for where the people live. Here is a recap of the rating factors we used:
As a Progressive independent insurance agent, we decided to quote all the comparisons through them. All rates are quoted for six months.
Married couple in their fifties.
They have no tickets, accidents or claims in the past 5 years.
Vehicles: 2003 Chevrolet Trailblazer & 2008 Ford F-150 Pick-up
Coverages:
Bodily Injury Liability: $ 250,000 each person, $ 500,000 each accident
Property Damage Liability: $ 100,000 each accident
Medical Payments: $ 5,000 each person
Uninsured/Underinsured Motorists: $ 250,000 each person, $ 500,000 each accident
Comprehensive Coverage: $ 100.00 deductible
Collision Coverage: $ 500.00 deductible
Rental Reimbursement: $ 30.00 each day, maximum 30 days
Progressive Insurance Discounts applied: Five year accident free, three year safe driving, paid in full, paperless, homeowner, muliti-car, continuous insurance: platinum and advance quote
Now a listing of all the towns and cities in Ohio where we compared auto insurance prices:
Carlisle (45005): $ 369.00
West Carrollton (45449): $ 373.00
Kettering (45429): $ 375.00
Miamisburg (45342): $ 377.00
Middletown (45042): $ 382.00
Centerville (45458): $ 383.00
Franklin (45005): $ 386.00
Lebanon (45036): $ 386.00
Springboro (45066): $ 386.00
Mason (45040): $ 386.00
Monroe (45050): $ 388.00
Trenton (45067): $ 388.00
Fairfield (45014): $ 390.00
Fairborn (45324): $ 390.00
Bellbrook (45305) $ 398.00
West Chester (45069): $ 401.00
Beavercreek (45431): $ 402.00
Germantown (45327) $ 420.00
Eaton (45320): $ 424.00
Dayton (45404): $ 434.00
Hamilton (45011): $ 434.00
Cincinnati (45201): $ 452.00
Keep in mind that these results were with Progressive Insurance. Rates do vary from company to company. As an independent insurance agency, we can shop your rates with some of the top companies in the country: Allied Insurance, a Nationwide company, American Commerce Insurance, Donegal Insurance, Hartford, State Auto, Travelers, Ohio Mutual, Pekin and Titan Insurance.